HEALTH Is there a GOP proposal to replace ObamaCare?
- Thread starter Troke
- Start date
Is the Stupid Party running wild again? The worst health crisis the country has faced since the last one and all they want to do is trash the poor excuse we have for a health plan now? And replace it with nothing?
Because for a large number of people out there who lost their company plan when laid off, OCare is all they have. And jerking it from them with no backup looks like something only the old GOP would do.
Because for a large number of people out there who lost their company plan when laid off, OCare is all they have. And jerking it from them with no backup looks like something only the old GOP would do.
hiwall
Has No Life - Lives on TB
No one has "ObamaCare". Everyone basically has Medicare, Medicaid, or health insurance from an insurance company.
Getting rid of obamacare would be pointless because there is no way they will allow those with pre-existing conditions to be without health insurance. And as long as insurance companies have to accept those with pre-existing conditions then premiums will be huge and continue to go up.
Getting rid of obamacare would be pointless because there is no way they will allow those with pre-existing conditions to be without health insurance. And as long as insurance companies have to accept those with pre-existing conditions then premiums will be huge and continue to go up.
naegling62
Veteran Member
Probably just go back to one where you can afford health insurance and co-pays.
MountainBiker
Veteran Member
Such a thing no longer exists. Not addressing healthcare and immigration are two things that will haunt Republicans in the years to come.
The Snack Artist
Membership Revoked
Maybe we all need to lose that extra 80 lbs of co-morbidity and live life the way it was intended. Not dozens of pills every day. I had a relative who took just under 30 pills a day before she died.
TheSearcher
Are you sure about that?
Not at all. We did fine without one before. Well, better anyway. As others have already said on this thread, the ObaminationCare is so under utilized that dropkicking it into the bin would not affect the high majority of Americans.
What is Obamacare but extremely crappy, high deductible, high co-pay, ridiculously-high-cost-state-controlled but-still-purchased-from-an-insurance-company health insurance? Everybody that has it is afraid to use it because they can't afford the deductibles before insurance kicks in and the monthly premiums are still stupid expensive.
If you can't afford to buy your own straight from an insurance company, don't have it with your employer, aren't on Medicare..basically if you are broke you are better off on Medicaid.
If you can't afford to buy your own straight from an insurance company, don't have it with your employer, aren't on Medicare..basically if you are broke you are better off on Medicaid.
A replacement for Obamacare has to come out of the House.
Where is the Republican plan?
It is waiting for the American people to elect a Republican majority in the House.
Every single thing Trump has attempted has been block and delayed by a House that is completely intransigent.
And as far as Obamacare, it was the biggest abuse of power in history - it should have been killed by Judge Roberts in 2012
Where is the Republican plan?
It is waiting for the American people to elect a Republican majority in the House.
Every single thing Trump has attempted has been block and delayed by a House that is completely intransigent.
And as far as Obamacare, it was the biggest abuse of power in history - it should have been killed by Judge Roberts in 2012
MountainBiker
Veteran Member
The Republicans controlled the Senate and the House for Trump's 1st two years and they failed to address healthcare and immigration. And for the past two years with a Dem controlled House they haven't put forth a plan that could be sold to the public in hopes of regaining the House.
Gee.
Practical
Veteran Member
Here is the governments responsibility for your healthcare:
...
Here is the governments constitutional authority over your healthcare:
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Why oh why would ANYONE advocate for government to have any more control over your lives then they have now? Obamacare was a disaster. You want them to see if they can do worse?
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Here is the governments constitutional authority over your healthcare:
...
Why oh why would ANYONE advocate for government to have any more control over your lives then they have now? Obamacare was a disaster. You want them to see if they can do worse?
hiwall
Has No Life - Lives on TB
Before Obamacare, when you went to the insurance company they had you fill out a long form. It asked many many questions about your health. After you had it completely filled out, they either quoted you a price or told you that they would not insure you. They did a risk assessment on you. That is the only way any insurance can ever work, house insurance, health insurance, car insurance, any insurance.
Now health insurance companies can ask you basically nothing. Because of the pre-existing condition clause where the insurance companies can NOT do a risk assessment on anyone, everyone has to pay much higher premiums along with higher deductibles.
43% of households have someone with a pre-existing condition.
Unless we let health insurance companies deny coverage because of high risk, NO premiums will ever be low again. And NO Congressman is going to openly vote to deny coverage to anyone. End of story.
Obamacare ruined health insurance and it will never change back. Ever.
Now health insurance companies can ask you basically nothing. Because of the pre-existing condition clause where the insurance companies can NOT do a risk assessment on anyone, everyone has to pay much higher premiums along with higher deductibles.
43% of households have someone with a pre-existing condition.
Unless we let health insurance companies deny coverage because of high risk, NO premiums will ever be low again. And NO Congressman is going to openly vote to deny coverage to anyone. End of story.
Obamacare ruined health insurance and it will never change back. Ever.
Given current circumstances, I take the position that something is going to be done.
Now the question is, who do you want to do it?
Jackpine Savage
Veteran Member
I think it was late last year, early this year, Trump said he was going to force health care providers to publish their prices for treatments. I think some transparency and competition would certainly make a difference. I'm guessing that effort was probably a victim of Covid.
bev
Has No Life - Lives on TB
I think this is inappropriate. Sometimes there just aren’t many members online/posting/reading at certain times of the day, so a thread gets knocked back to page 4 or 5. Doesn’t mean someone is trolling. Doesn’t mean there is no interest. The fact that there are 20+ responses now proves my point.
One more thing ... I think most of us were taught to respect our elders. Why all the Troke-bashing? Grow up!
MountainBiker
Veteran Member
Maybe it was just a State level thing but hospitals here have to publish their prices. It is totally meaningless however in that the price list is 10's of thousands of lines long and using techno jargon that the general public can't understand. You won't see anything like "Hip Replacement" listed because each procedure is broken out into its component parts that will be billed. There is simply no way to know what something will cost beforehand.
20Gauge
TB Fanatic
From the results I have seen, OCare has done more damage to people than helped.
They have 6k deductables and fail to understand that the "subsidy" is actually a loan against future tax refunds.
Come tax time, they end up in the negative.
20Gauge
TB Fanatic
Good point.
I was talking to a cancer patient who is also a client. She is saying the hospital is giving her "free" care, but what is killing her and driving her to bankruptcy is the add on charges. The doctor's charge, the x ray, the what ever. Each costs over a thousand dollars and there are dozens of line items each times she gets a bill.
Having the price posted is just a start.
I hope not as we know all to well government cannot do the job without messing it up. Under 0bama they wanted it mandatory for everyone to buy obamas brand of government controlled health insurance and even setup so called death panels that gets to decide if your worth giving X-amount of health care to or not for any reason they come up with and it was not up for debate.
We're better off putting it all back to the way it was before 0bama.
We're better off putting it all back to the way it was before 0bama.
I hate to break the news to you, but I don't give a shit about a Federally ran "Health Care System", like Canada and Sweden have. Well, Canada and Sweden don't have Aircraft Carriers.
A Federally funded Health Care is socialist fascist bullshit and has NOTHING to do with freedoms and a free market. Using tax dollars to pay for ones pre-existing conditions is CHARITY not INSURANCE.
I suggest you get your head screwed on right.
Not a f#cking Democrat.
Uh, I am not talking about me or you. I am talking about all those other guys who don't give a damn what you or I think. They have a perceived health care crisis in this country and somebody is going to step forward to fix it. If you just stand by and watch, you might not like the result.
TheSearcher
Are you sure about that?
That's not what your first two posts indicated. You were worried about is being replaced with nothing. Not that it would be replaced with something, and we might want to being in control of the something. You're pivoting.
For pretty much everyone on OCare, it is nothing. A very expensive nothing.
I didn't read it that way. I have seen your name for years on this board and this is the first I can remember ever disagreeing, so thanks for a civil response. This topic just ticks me off so much, on several levels. I want to see it dismantled and replaced with nothing but free market products, like all other products that either are or should be free market.
Ping Jockey
Inactive
Why would anyone want government, which the only thing they do well is blow shit up and break things, to be involved in their healthcare? Why not get government completely out of the healthcare business and let drs be drs again instead of healthcare providers or any of the 9 million other ways the left tries to reframe and rename.
Drs run a business, that’s it. But now it’s a business overloaded with so much flippin red tape, rules, paperwork and governmental overview they have to hire triple the staff to keep up with the regulations. Why not put the same onus on a tire store, a watch repair shop, a restaurant, or any of the myriads of businesses that keep the wheels greased in this economy?
Healthcare is not a right, it’s a privilege. And with that privilege comes personal responsibility. Why not make the fat bodies loose 100-200 lbs before their diabetes, heart health, wore out joints such as knees and hips can be treated? Why put everything on the government to fix?
Look where it’s gotten us reference our political system. Hell, now decent folks who thought all they had to do was be nice, pay their taxes, tithe to their local churches, and volunteer at the local community center can’t walk down the street to their favorite restaurant and partake without getting shot at, beaten up, or screamed at for reflecting too much light. Why you might ask??? Too much government and not enough citizenry involvement.
Yeah, that’s what we need, more bloody government. I’ll just sit on my widening ass shoving Cheetos down my gullet and let them take care of me cradle to grave.
Sheesh
Drs run a business, that’s it. But now it’s a business overloaded with so much flippin red tape, rules, paperwork and governmental overview they have to hire triple the staff to keep up with the regulations. Why not put the same onus on a tire store, a watch repair shop, a restaurant, or any of the myriads of businesses that keep the wheels greased in this economy?
Healthcare is not a right, it’s a privilege. And with that privilege comes personal responsibility. Why not make the fat bodies loose 100-200 lbs before their diabetes, heart health, wore out joints such as knees and hips can be treated? Why put everything on the government to fix?
Look where it’s gotten us reference our political system. Hell, now decent folks who thought all they had to do was be nice, pay their taxes, tithe to their local churches, and volunteer at the local community center can’t walk down the street to their favorite restaurant and partake without getting shot at, beaten up, or screamed at for reflecting too much light. Why you might ask??? Too much government and not enough citizenry involvement.
Yeah, that’s what we need, more bloody government. I’ll just sit on my widening ass shoving Cheetos down my gullet and let them take care of me cradle to grave.
Sheesh
Good point.
You already have Medicare for those over 65.
You have state funded, with a Federal kick-in Medicaid for those in poverty.
I like the idea of Catastrophic Care Insurance for those young and healthy people who think they are invincible.
Finally regular insurance for those covered through their jobs.
That's about the way it used to be.
Troke has a point though. With the massive unemployment, many people can't even pay their rent, or have enough to eat, let alone pay for insurance.
One of the costs of Covid shutdown.
For many here, if you have Medicare or one of it's advantage plans, Medicaid, or any of the 3 Tricare military plans, you are already on a government health plan, like it or not.
Even the gold plated, super duper platinum Obamacare plans don't really cover the full cost of healthcare.
And forget about regular employer based insurance.
Like it or not the US will be going to some form government controlled healthcare in the future. How far in the future depends on how fast healthcare costs continue to rise.
Also expect to see both government and private insurance put more and more emphasis on preventative healthcare like is happening in the UK and Europe.
Troke is raising a few valid points, with the economy in the state it is in now, and how much further it will decline when the bill for all this crap comes due. These issues are or will be very important to a lot of board members.
Calling him a troll was a stupid and uncalled for remark.
Ping Jockey
Inactive
Medicare is there because people have paid into it, just like social security, which I’ve paid into all my working life.
Tricare is there because people have paid into it, as have I, in some form of service to this country.
It is quite another reach to have the gubmint provide healthcare for 330+ million people in this country because it’s just suppose to be that way. Get the damn gubmint out of the healthcare industry, let drs run their business as a business and not make them wards of the state.
Before you start thinking you want gubmint healthcare you need to do the research on Canada’s or the UKs healthcare systems. It’s cheap but when you have to wait two years to see a specialist it ain’t that cheap. How many of those well off Canadians or Brits come to the US for specialized healthcare because their gubmint health systems suck?
Tricare is there because people have paid into it, as have I, in some form of service to this country.
It is quite another reach to have the gubmint provide healthcare for 330+ million people in this country because it’s just suppose to be that way. Get the damn gubmint out of the healthcare industry, let drs run their business as a business and not make them wards of the state.
Before you start thinking you want gubmint healthcare you need to do the research on Canada’s or the UKs healthcare systems. It’s cheap but when you have to wait two years to see a specialist it ain’t that cheap. How many of those well off Canadians or Brits come to the US for specialized healthcare because their gubmint health systems suck?
Medicare is pretty basic, garbage insurance too unless you buy into a supplemental (and even in it's most basic form, Medicare costs about $50/month off the top of each retiree's SS check). You don't get something for nothing but too many people still think they can pull it off....until they can't because the odds catch up to them.
Insurance is a statistics game - runs on odds of payoff vs pay-in. At least it used to. This whacky morphodite thing we have now will collapse under it's own weight if it isn't outright repealed.
Insurance is a statistics game - runs on odds of payoff vs pay-in. At least it used to. This whacky morphodite thing we have now will collapse under it's own weight if it isn't outright repealed.
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Hmmm! You do a better job of reading my mind that I do.
TheSearcher
Are you sure about that?
Nonsense. I read your words.
RB Martin
Veteran Member
It's not the government's place to support you or provide care. Government should provide for security internally and externally and that's about it.
MountainBiker
Veteran Member
Exactly. Some form of guaranteed healthcare system is coming. The issue at hand is whether the Republicans want to participate in designing that system or if they'll let the Dems design it all on their own. In either event it is coming. The pre-Obamacare system was failing and Obamacare proved not to be the answer either. Something has to give.
For full disclosure I don't have a horse in this race. I spend $360/month each for me and my wife for Medicare, prescription coverage, and the platinum BCBS supplemental plan available in my State. Other than some minor prescription co-pays we have $0 out of pocket co-pays for any medical expense. The fixed $720 amount we pay each month is a bargain for the coverage we have.