CORONA FOAF - higher health insurance premiums for unvaxxed individual

etdeb

Veteran Member
Wonder if someone got smart and started hiring all the nurses and doctors that walked out to a private concierge health care system. Cut out the government and insurance companies in some way.
The private concierge health care system in booming in Texas. I love it but once I got Medicare I could not use it anymore.
One is Hospitality ER they actually have just built and opened a 3 story facility to be able to offer everything except surgery and hold patients over 12 hours.
 

Reader

Veteran Member
The private concierge health care system in booming in Texas. I love it but once I got Medicare I could not use it anymore.
One is Hospitality ER they actually have just built and opened a 3 story facility to be able to offer everything except surgery and hold patients over 12 hours.
In Galveston?
 

etdeb

Veteran Member
Bossman contacted our insurance guy to check on ours and was told that our premiums actually went down this year! I don't think I've EVER heard of a health insurance company lowering premiums, so I won't believe it until I see the numbers.
We just renewed BCBS TX so we are locked in for a year and we also went down. I think because all us old farts went with Medicare and the company offers employee only, companies pays 100 percent of the plan and no one over 50 is on it.
 

Reader

Veteran Member
No East Texas, Longview each have facilities but it Longview that just expanded in the expanded facility. They are probably in other towns also.
We have one in Galveston. Friend went there with Covid. They kept her 24 hours, gave her the monoclonal infusion, and sent her home with prescriptions. Within 24 hours of the infusion, she vastly improved. She got well, and back at work.
 

Namsgrls

Veteran Member
Are you able to find out who carries his health insurance? Be interesting to see how many different carriers are doing this. Although I expect they will all jump on the bandwagon at some point.

I’m pretty sure he has Aetna. My impression was that it’s the company requiring this and not Aetna. He has worked from home for about a year and a half now, and won’t be going back to the physical office till at least January, and maybe not even then.
He also is getting over a pretty bad case of Covid, so for now he has natural immunity. Says he doesn’t know at this point what he will do. The whole covid mess is beyond ridiculous!
 
Funny how they're tracking our vax status. Wonder if they're going to start tracking our erectile dysfunction status too. Or maybe our boob implants or toupee's. What about our anal leakage and adult diapers.
Royal bunch of arseholes these people are.
"He" who "owns the gold," rules.

Insurance companies typically set their rates according to how much they will have to pay out versus how much they will be able to net-net profit.

Is this simply a revenue opportunity "grab," while the actual payout costs for the unvaccinated individual's care are low, and costing little to the insurance companies?

Or, are they anticipating a pending/future cost of care for unvaccinated individual policyholders?

Normally, the insurance companies are profit driven - not "politics" driven (per se).


intothegoodnight

ETA: OR, are the insurance companies aware of the possibility that there are MANY more unvaccinated individuals (despite the false data reported by TPTB) versus the smaller number of individuals who have taken the "vaccination," and expect the smaller number of vaccinated individual's medical bills to be de facto "picked up" by the MUCH larger number of unvaccinated medically insured via higher insurance premiums?

THAT scenario would fit a more typical and expected profit-driven behavior from medical insurance companies, by charging the expected majority "healthy" MORE than the expected minority "unhealthy," ahead of time.
Since vaxed are likely to die of vax damage or related things, and insurance has no responsibility for that, they truly are less expensive to insure than the unvaxed who will get the usual sorts of problems that insurance will have to pay for.
Another possibility, also.
 
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Panner

Veteran Member
Don't cancel your Medicare Part A unless you can pay hundreds of thousands of dollars if you ever need to go to the hospital for anything major. Cancer treatment comes to mind. Also if you ever want to pick it up again you probably will not be able to afford the premiums.
 

Bob the Builder

Contributing Member
I tried to deny medicare coverage when I turned 65 as I was covered well by Aetna. It worked for about 6 months and then Medicare signed me up against my written directive, and took money out of my SOC checks for 6 months to pay back premiums. Hadn't needed or used any coinsurance before or since.
If you are on social security you can not cancel your medicare coverage. They take your medicare premium out of your social security payment before you get the check.
If they cancel your medicare for not getting the jab then they should refund your money.
Like that will ever happen.
 

Orion Commander

Veteran Member
I tried to deny medicare coverage when I turned 65 as I was covered well by Aetna. It worked for about 6 months and then Medicare signed me up against my written directive, and took money out of my SOC checks for 6 months to pay back premiums. Hadn't needed or used any coinsurance before or since.
If you are on social security you can not cancel your medicare coverage. They take your medicare premium out of your social security payment before you get the check.
If they cancel your medicare for not getting the jab then they should refund your money.
Like that will ever happen.
I have part A. No choice and it's free. When I leave my employment my employer gives me a certificate of insurance coverage. When I get parts B,C, and D it's not supposed to cost more because I signed up late.

I have never understood the logic of being charged more for not using services until later.
 

Publius

TB Fanatic
If you have a copy of your health insurance policy if not get one fast and read it carefully and if they do this to you! You may be able take them to civil court for breach of contract.

On the criminal side of things in a different court of law they have openly taken part in crimes against humanity I.E. genocide.
 

artichoke

Greetings from near tropical NYC!
Since vaxed are likely to die of vax damage or related things, and insurance has no responsibility for that, they truly are less expensive to insure than the unvaxed who will get the usual sorts of problems that insurance will have to pay for.
 

artichoke

Greetings from near tropical NYC!
I am on medicare. I am seriously considering cancelling my part A coverage (hospital). I don't see how we unvaxxed can trust any hospital or doctor now for any help on anything. Frankly, I think this is part of the plan, millions are now going to die for lack of care on top of the jabberdoo culling.
I am about to turn 65 and am receiving all sorts of mailings about medicare including notices from private insurance that clearly would prefer me to move over to medicare.

I have had no plans to do so for now and have been frankly ignoring the issue. Do I lose something by not signing up for parts ABCDEFG right now?
 

auxman

Ad eundum quo nemo ante iit...
Our corporate HR reps are giving Zoom meetings in the next couple of weeks... the wording in the email announcement was "There are several important changes for next year - all will be revealed and discussed."

"...all will be revealed and discussed", I'm sure.
 

Chance

Veteran Member
So are insurance companies asking for physical vaccine proof now? I haven't received anything.
 

TxGal

Day by day
Don't cancel your Medicare Part A unless you can pay hundreds of thousands of dollars if you ever need to go to the hospital for anything major. Cancer treatment comes to mind. Also if you ever want to pick it up again you probably will not be able to afford the premiums.

I'll 2nd that, by family experience.
 

pauldingbabe

The Great Cat
I can't afford to use the insurance I pay for now. How the hell do I keep this shit up?

Do yall know why I can't use my high dollar insurance? Because I have to insure 2 GROW ASS people as well as DH. Yep the kids having to be covered till they are 26 is really screwing a lot of people. Actually, fleecing would be better wording. I don't know.
 

Pinecone

Has No Life - Lives on TB
I am about to turn 65 and am receiving all sorts of mailings about medicare including notices from private insurance that clearly would prefer me to move over to medicare.

I have had no plans to do so for now and have been frankly ignoring the issue. Do I lose something by not signing up for parts ABCDEFG right now?
There's a window you need to be aware of before you turn 65 during which time you can contract with a company if you want additional coverage to cover the stuff medicare doesn't cover, and for prescriptions. With the cost of prescriptions, you might consider it even if you don't currently need it.
 

ainitfunny

Saved, to glorify God.
More BULLYING of the people who are healthier and permanently immune to COVID, IF they survived COVID unvaccinated. (and, 99 out of 100 Did) And since THE VACCINATED CARRY A VIRAL LOAD 251 TIMES THE UNVACCINATED THEY ARE NOT THE ONES SPREADING COVID!
 
I can't afford to use the insurance I pay for now. How the hell do I keep this shit up?

Do yall know why I can't use my high dollar insurance? Because I have to insure 2 GROW ASS people as well as DH. Yep the kids having to be covered till they are 26 is really screwing a lot of people. Actually, fleecing would be better wording. I don't know.
Talk to your (presumably adult) kids about helping to pay the cost of their medical insurance?


intothegoodnight
 

Coulter

Veteran Member
If you have a copy of your health insurance policy if not get one fast and read it carefully and if they do this to you! You may be able take them to civil court for breach of contract.

Would this be the same court system that refused to hear Trump's lawsuits?
 

summerthyme

Administrator
_______________
I am about to turn 65 and am receiving all sorts of mailings about medicare including notices from private insurance that clearly would prefer me to move over to medicare.

I have had no plans to do so for now and have been frankly ignoring the issue. Do I lose something by not signing up for parts ABCDEFG right now?
I am NOT an expert on this stuff. But I believe if you opt out of Part A, it can get very expensive later. You really need to talk to someone- maybe start with a local Council of the Aging (or some non-profit or quasi-government agency)

Summerthyme
 

Tristan

Has No Life - Lives on TB
I have part A. No choice and it's free. When I leave my employment my employer gives me a certificate of insurance coverage. When I get parts B,C, and D it's not supposed to cost more because I signed up late.

I have never understood the logic of being charged more for not using services until later.


Because you're supposed to support the "System" and pay in when you are less likely to need it as well as when you are more likely to need it.

And, they make the rules.
 

Namsgrls

Veteran Member
:shkr::shkr::shkr:

Oh no, Flo!

Say it isn’t so!

:shkr::shkr::shkr:

Yup afraid so! Let’s face it…Flo has outlived her usefulness. :D DS works at their corporate office….or as of now he is working from home for the foreseeable future. He isn’t sure when he will be going back. I asked him if he had ever met Flo and he said no….that she had been there a couple of times but he didn’t meet her. Kevin Costner was there, however, and he could have met him but didn’t. Dil and I were quite upset and unimpressed with him by this. LOL

I sincerely hope that we can eventually come to the point where we can be amused by anecdotal stories such as they are, but for now this is no laughing matter for anyone who has to make this decision. :(
 

Barry Natchitoches

Has No Life - Lives on TB
I sincerely hope that we can eventually come to the point where we can be amused by anecdotal stories such as they are, but for now this is no laughing matter for anyone who has to make this decision. :(

Yes, Namsgrls, you are right.

I did not intend to overlook or minimize the seriousness of the situation. For your son, nor for anybody else.

Unfortunately, your son is - or shortly will be - only one of many in the same boat. I am expecting that it will happen to me and my wife too, though we have not gotten an official letter yet.

God bless us, one and all. We are going to need Him more than ever in the upcoming days.
 

Uhhmmm...

Veteran Member
THE VACCINATED CARRY A VIRAL LOAD 251 TIMES THE UNVACCINATED THEY ARE NOT THE ONES SPREADING COVID!

Untrue....

CLAIM: A preprint paper by the prestigious Oxford University Clinical Research Group, published Aug. 10 in The Lancet, found vaccinated individuals carry 251 times the load of COVID-19 viruses in their nostrils compared to the unvaccinated.

AP’S ASSESSMENT: False. The study is being misrepresented. It found vaccinated health care workers with breakthrough infections caused by the coronavirus delta variant had higher viral loads — the amount of virus detected in a person — compared to patients infected with earlier strains of the virus. Furthermore, other studies that compare the viral loads between vaccinated and unvaccinated delta patients found similar amounts of viral material in the two groups.

 
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ainitfunny

Saved, to glorify God.
Untrue....

what about this?
The Defender is experiencing censorship on many social channels. Be sure to stay in touch with the news that matters by subscribing to our top news of the day. It's free.



And you trust the maInstream MEDIA?
 
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Uhhmmm...

Veteran Member
Hey, if you don't trust media, maybe you might could believe the authors of the original study?

It has come to our attention that a recent post from the Children’s Health Defense on 23rd August 2021 shared the false claim that our paper demonstrated “vaccinated individuals carry 251 times the load of COVID-19 viruses in their nostrils compared to the unvaccinated”....

(W)e showed that Delta variant infections in fully vaccinated healthcare workers were associated with high viral loads, and indeed were 250 times higher than those in people infected with the original strains. The differences in viral load were driven by the ability of the Delta variant to cause higher viral loads; they had nothing to do with the vaccination status of the infected individual. Thus the claim that vaccinated individuals carry 251 times the loads of SARS-CoV-2 in their respiratory tract compared to the unvaccinated people is a misrepresentation of the data.


I reread the Lancet article, and the Children's Health Defense guys got it all wrong. I would regard anything the Children's Health Defense writes in the future with skepticism since they seem to lack basic reading skills.
 
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summerthyme

Administrator
_______________
Untrue....

CLAIM: A preprint paper by the prestigious Oxford University Clinical Research Group, published Aug. 10 in The Lancet, found vaccinated individuals carry 251 times the load of COVID-19 viruses in their nostrils compared to the unvaccinated.

AP’S ASSESSMENT: False. The study is being misrepresented. It found vaccinated health care workers with breakthrough infections caused by the coronavirus delta variant had higher viral loads — the amount of virus detected in a person — compared to patients infected with earlier strains of the virus. Furthermore, other studies that compare the viral loads between vaccinated and unvaccinated delta patients found similar amounts of viral material in the two groups.

IOW, the crap Does. Not. Work.
Got it.

Summerthyme
 
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