I could never again live in an apartment. Did it with DH for a few months in the first year of marriage and discovered WE ARE NOT "APARTMENT PEOPLE". That was always our picture of hell on earth. We ONCE bought a barely livable "one step above outright DUMP ( un - recently remodeled 95 year old single family home) across from a violent BAR in the inner city (virtually a ghetto neighborhood) over even considering an apartment. It was the ONLY house that, at that time, we could afford and buy without either of us having a JOB. All we had after we both were laid off, was his $700 a month Air Force retirement. THAT is how much we BOTH hated "community living."
That dump was only $27,000 (no money down) when the "cheapest" homes were going for $50,000 at the time. It was so bad that No bank would loan money on it, so it was "owner financed". We were sad to be reduced to living there, BUT GOD MADE THAT MISFORTUNE INTO A GREAT BLESSING.
That house, once we got work, was QUICKLY PAID OFF and fixed up a little and QUICKLY sold about 3 years later for $45,000, which we used to pay most of the price of a much better, 60 thousand dollar house in only a little better city neighborhood which we were able to pay the 15,000 owed on it in a couple years AND finally sold it for $75,OOO and used the whole sum as a down payment on the $112,000 home I now have, far from the city, which we quickly paid off the loan $112-75= $37,000 mortgage in about 7 years giving us what we never expected, a decent 4br home with shared waterfront in a high end good neighborhood not close to Tacoma, all paid off before we retired!! From dump to paid off nice home it only took 12 years. And that was WITH never having high house payments along the way (our house payments were always lower than renting even a one bedroom apartment around here)!!!
Had we NOT lost our jobs and had to sell our new 4br home before it foreclosed, we would have been paying high house payments for 30 years, well into (8 years) AFTER we retired!! So, losing our jobs and the house was the BEST thing to have happened to us in the long run!! God is GOOD. It is just hard to TRUST HIM when everything SEEMS to be turning to sh*t. But I am getting better at relaxing, and accepting whatever happens and looking for the larger BLESSING that was hidden in HIS PLAN to bless us.