PREP Need more $ for prepping?

shane

Has No Life - Lives on TB
Not making case here for why anyone needs to prep, or listing all what specifically to acquire for prepping.

Rather, Just a quick thought for all trying to figure out how/where to get more $ to then do more effective prepping.

In a nutshell, for any that seriously feels the need to, ASAP, acquire more cash to better & sooner get more desired preps, you need to consider selling everything you own, or owe on, or subscribe to, or pay monthly on, that either does not make you money and/or save you money on an essential to survive asset or service. This also includes aggressively down-sizing to cheaper versions of anything you’d deemed essential, too.

Then, with that cash, you buy essential preps, and whatever saves you money on daily essentials, and/or whatever helps you make money, or funds your home business of for-sale and barterable essential goods & services.

And, you need to do it well before all your fellow Americans launch our inevitable coast-to-coast national desperation garage sale, to where everybody, including up & down your street, is pulling out big screen TVs, exercise equipment, furniture, bikes, snowmobiles, jet skis, motorcycles, bass boats, etc.

All desperately trying to make some $ to cover their next mortgage, insurance, property tax, utility, car payment or credit card, etc.

But, too few are buyers then and what little does get sold is way below market value of even 6 months earlier.

You’ve got to be proactive and ahead of the curve doing your selling well before everyone else.

Volunteering exploring downsizing on shelter and vehicles also needs to be considered before everybody else is forced into a corner of few alternatives.

For instance, if you had lost income to where you were struggling to make home mortgage, insurance, utility, property taxes, etc., but owned an RV, you might not want to sell the RV to make a few more months payments on a house you’re likely gonna lose anyways.

You might better consider driving away from all those payments in your RV, and not of used the last of your funds on a sinking ship.

Most others would instead keep smoking hopium hanging on for a turnaround, sell RV, lose house anyways and then have no money or options left to start anew.

Anyways, something to think about, especially if put in context of honestly asking yourself; what would you not sell if it was the only way you could assure acquiring clean water for thirsty grandchildren when all available is suspect, or food when most around are starving, or life-saving antibiotics or a dentist when that grandchild is suffering, etc.?

Panic Early, Beat the Rush!
- Shane
 
Last edited:
I call it the Extraneous 'Stuff' Index (ESI). When I start seeing people now selling their "toys" in their front yard, I start counting not only the number and type of things up for sale (as well as the rough price), but also to see if they sell and how fast they sell. This gives me an idea of not only how tough things are getting, but also if the "Available Money" is out there to purchase it or if the seller is too high a price (or too late and nobody is looking at/for the item). There is a point (probably coming sooner than most think) when you won't be able to get even 1/10th of what you hoped to get for your "stuff" if you have to sell. I keep remembering Walter Thornton in 1929 that was selling his $1,550+ car...

1787876311790.png

Was it a good deal for the buyer at the time? Yes, if they had the "spare" money. Most didn't back then, and the ones that did cleaned up on the more worthwhile "things", like good land and really tangible assets. We are nearing that point in time again, except this time it is world wide, and not many are going to find an empty seat when the music stops....



I have already heard from others at some of my clients that they are trying to sell their stuff to get out of the "debt" of owning (whatever), only to hear that they just bought the fill in the blank(s) and are making insane payments on it, but now that everything else is going up, they can't afford the _________. Also seen one of the hospital staff completely miffed that they were going to have to give up some of their netflix type services and their food deliveries and have to "go out" to get their food because of the costs of things. I am totally amazed at the amount of "extras" that people are tied to and now think that they can't live without.

I have also heard the warning from some of the nurses that there are now systems that you sign in to to "daily/weekly get jobs", but they end up trapping you in a dynamic salary system that pits you against whoever else is in the area to see who will take the nursing job for the least $$$, sort of like the car ride groups.
 
Not making case here for why anyone needs to prep, or listing all what specifically to acquire for prepping.

Rather, Just a quick thought for all trying to figure out how/where to get more $ to then do more effective prepping.

In a nutshell, for any that seriously feels the need to, ASAP, acquire more cash to better & sooner get more desired preps, you need to consider selling everything you own, or owe on, or subscribe to, or pay monthly on, that either does not make you money and/or save you money on an essential to survive asset or service. This also includes aggressively down-sizing to cheaper versions of anything you’d deemed essential, too.

Then, with that cash, you buy essential preps, and whatever saves you money on daily essentials, and/or whatever helps you make money, or funds your home business of for-sale and barterable essential goods & services.

And, you need to do it well before all your fellow Americans launch our inevitable coast-to-coast national desperation garage sale, to where everybody, including up & down your street, is pulling out big screen TVs, exercise equipment, furniture, bikes, snowmobiles, jet skis, motorcycles, bass boats, etc.

All desperately trying to make some $ to cover their next mortgage, insurance, property tax, utility, car payment or credit card, etc.

But, too few are buyers then and what little does get sold is way below market value of even 6 months earlier.

You’ve got to be proactive and ahead of the curve doing your selling well before everyone else.

Volunteering exploring downsizing on shelter and vehicles also needs to be considered before everybody else is forced into a corner of few alternatives.

For instance, if you had lost income to where you were struggling to make home mortgage, insurance, utility, property taxes, etc., but owned an RV, you might not want to sell the RV to make a few more months payments on a house you’re likely gonna lose anyways.

You might better consider driving away from all those payments in your RV, and not of used the last of your funds on a sinking ship.

Most others would instead keep smoking hopium hanging on for a turnaround, sell RV, lose house anyways and then have no money or options left to start anew.

Anyways, something to think about, especially if put in context of honestly asking yourself; what would you not sell if it was the only way you could assure acquiring clean water for thirsty grandchildren when all available is suspect, or food when most around are starving, or life-saving antibiotics or a dentist when that grandchild is suffering, etc.?

Panic Early, Beat the Rush!
- Shane
To me, a bike, to be used with a pull cart, is an essential prep item. It far beats walking for acquiring other prep items. For others, I could see a snowmobile, a motorcycle or other transportation means as essential prep items.
 
I call it the Extraneous 'Stuff' Index (ESI). When I start seeing people now selling their "toys" in their front yard, I start counting not only the number and type of things up for sale (as well as the rough price), but also to see if they sell and how fast they sell. This gives me an idea of not only how tough things are getting, but also if the "Available Money" is out there to purchase it or if the seller is too high a price (or too late and nobody is looking at/for the item). There is a point (probably coming sooner than most think) when you won't be able to get even 1/10th of what you hoped to get for your "stuff" if you have to sell. I keep remembering Walter Thornton in 1929 that was selling his $1,550+ car...

View attachment 618360

Was it a good deal for the buyer at the time? Yes, if they had the "spare" money. Most didn't back then, and the ones that did cleaned up on the more worthwhile "things", like good land and really tangible assets. We are nearing that point in time again, except this time it is world wide, and not many are going to find an empty seat when the music stops....



I have already heard from others at some of my clients that they are trying to sell their stuff to get out of the "debt" of owning (whatever), only to hear that they just bought the fill in the blank(s) and are making insane payments on it, but now that everything else is going up, they can't afford the _________. Also seen one of the hospital staff completely miffed that they were going to have to give up some of their netflix type services and their food deliveries and have to "go out" to get their food because of the costs of things. I am totally amazed at the amount of "extras" that people are tied to and now think that they can't live without.

I have also heard the warning from some of the nurses that there are now systems that you sign in to to "daily/weekly get jobs", but they end up trapping you in a dynamic salary system that pits you against whoever else is in the area to see who will take the nursing job for the least $$$, sort of like the car ride groups.

When inflation is taken into account, that $100 would be the equivalent of $2000 - $2500 today. You might think of it in these terms: If you needed an immediate $2000 - like right now - how many people walking the streets could immediately come up with the cash and how many would want your car, bike, jet ski or whatever else you were selling.

Never let yourself get into that sort of desperate bind.

Best
Doc
 
A you tube content creator whose channel I often tune into - The Snyder Report - issued a video this afternoon where he maintains that a rush on toilet paper is already beginning at Costco.

And he maintains it will pick up in the next few days, because TP manufacturers like Proctor and Gamble get most of the soft wood pulp they use to manufacture toilet paper from Canada,
 
I've been seeing "gas money" garage sales all summer. It's when you walk into a garage sale and only see items that are not in immediate use; jumper cables, a set of four glasses, an ottoman, plants, some junk from the junk drawer, low quality posters in cheap clear frames . . . I've even asked did the tools and other stuff sell? Nope, just cleaning up a bit. Sure!!
 
I've quit drinking and smoking..

Now I got to stop buying lotto tickets!

:D

I really am surprised at how many people still waste money on lotto tickets and they are usually people that can't (or shouldn't) afford them in the first place. It's like drunks going into the Walgreens that have a liquor store attached (some of them still do) and they get the cheapest on-sale highest octane stuff that is available.
 
A you tube content creator whose channel I often tune into - The Snyder Report - issued a video this afternoon where he maintains that a rush on toilet paper is already beginning at Costco.

And he maintains it will pick up in the next few days, because TP manufacturers like Proctor and Gamble get most of the soft wood pulp they use to manufacture toilet paper from Canada,

I've heard that "rumor" more times than I want to count. Yet if you go to Costco they're stuffed to the gills with TP and papertowels.
 
True, just when you are doing that also prep for nothing happening. You must find the balance.

A big part of that balance is buying things you’ll need anyway. If you consider all the consumables that households use consider if you believe that the prices of these things are more likely to go up or go down over the next few years. Few if any of the Pollyanna's even among us on the board honestly believe that prices of most staples are likely to decrease.

So if one has the funds and storage space why not buy those things now and become your own grocery store? Most of the stuff (not all) that I have purchased over the years to ‘prep’ are things I’d buy sooner or later anyway. Everything from bulk laundry detergent and coffee to spare parts for various small engines and gasoline are going to be bought anyway.

As a small example coffee is going for $17 a can by me right now but I’m still drinking $12 coffee today and I can give example after example of this. True, there are things that I have bought, never used and thrown away and many of those kind of things were bought more early in the journey when I didn’t know better. I have thrown away white flour bought in bulk as well as stuff I still have on the shelf that things would probably have to be pretty bad before I would eat it.

I’ve months of Mac & Cheese and other high carb/starch hamburger helper type meal boxes. When I bought those things it was because it was cheap food and shelf stable for years but not the best for an older adult trying to stay healthy. Likewise I have #10 cans of pancake mix and bottles of syrup I’ll probably never use for the same reason but they can be given away.

Just be smart and don’t buy something you don’t need or might never use.
 
A big part of that balance is buying things you’ll need anyway. If you consider all the consumables that households use consider if you believe that the prices of these things are more likely to go up or go down over the next few years. Few if any of the Pollyanna's even among us on the board honestly believe that prices of most staples are likely to decrease.

So if one has the funds and storage space why not buy those things now and become your own grocery store? Most of the stuff (not all) that I have purchased over the years to ‘prep’ are things I’d buy sooner or later anyway. Everything from bulk laundry detergent and coffee to spare parts for various small engines and gasoline are going to be bought anyway.

As a small example coffee is going for $17 a can by me right now but I’m still drinking $12 coffee today and I can give example after example of this. True, there are things that I have bought, never used and thrown away and many of those kind of things were bought more early in the journey when I didn’t know better. I have thrown away white flour bought in bulk as well as stuff I still have on the shelf that things would probably have to be pretty bad before I would eat it.

I’ve months of Mac & Cheese and other high carb/starch hamburger helper type meal boxes. When I bought those things it was because it was cheap food and shelf stable for years but not the best for an older adult trying to stay healthy. Likewise I have #10 cans of pancake mix and bottles of syrup I’ll probably never use for the same reason but they can be given away.

Just be smart and don’t buy something you don’t need or might never use.
Having just moved into a new home we've achieved some savings in food and household goods. Prepping does work even if the world does not end.
 
All those years of prepping did me absolutely no good. It was fun though if hugely expensive. The only thing that would have done us any good was long term care insurance which would taken care of the disaster that actually happened. It's a suckers game folks. You can't outsmart life. In looking back on all my preps the only ones that actually made sense was a go bag and parking the truck facing out when a wildfire was threatening us.
 
Last edited:
Having just moved into a new home we've achieved some savings in food and household goods. Prepping does work even if the world does not end.
Personally, I am extremely thankful for prepping!! We didn’t go without when my husband was laid off when a new company bought the one he worked for, or when he became suddenly disabled and couldn’t work anymore. We didn’t have to panic buy or go without anything during Covid. Those are just a few of the examples.
 
Having just moved into a new home we've achieved some savings in food and household goods. Prepping does work even if the world does not end.

Exactly. Prepping is a lifestyle and shouldn’t be single event driven. My brother piled into Y2K and when it didn’t happen felt foolish and sold most of the stuff he had bought at a loss. OTOH I wasn’t disappointed by the outcome and just considered it as a learning experience.

If I die before TSHTF I won’t regret the work and money spent in the process and instead will be grateful that I was spared the worst of the worse. Nobody knows when a personal health crisis, job loss or other event happens to you personally where those preparations will be crucial to keep you and your family going even if everyone else is ok.
 
A big part of that balance is buying things you’ll need anyway. If you consider all the consumables that households use consider if you believe that the prices of these things are more likely to go up or go down over the next few years. Few if any of the Pollyanna's even among us on the board honestly believe that prices of most staples are likely to decrease.

So if one has the funds and storage space why not buy those things now and become your own grocery store? Most of the stuff (not all) that I have purchased over the years to ‘prep’ are things I’d buy sooner or later anyway. Everything from bulk laundry detergent and coffee to spare parts for various small engines and gasoline are going to be bought anyway.

As a small example coffee is going for $17 a can by me right now but I’m still drinking $12 coffee today and I can give example after example of this. True, there are things that I have bought, never used and thrown away and many of those kind of things were bought more early in the journey when I didn’t know better. I have thrown away white flour bought in bulk as well as stuff I still have on the shelf that things would probably have to be pretty bad before I would eat it.

I’ve months of Mac & Cheese and other high carb/starch hamburger helper type meal boxes. When I bought those things it was because it was cheap food and shelf stable for years but not the best for an older adult trying to stay healthy. Likewise I have #10 cans of pancake mix and bottles of syrup I’ll probably never use for the same reason but they can be given away.

Just be smart and don’t buy something you don’t need or might never use.

For our household - when it was large and full of young children - that was simply normal purchasing behavior necessitated by the reality of a limited budget because we were feeding a household of seven, home educating, and growing our business. Call it whatever you want to, it was how we had to roll to make ends meet.

Now with the household being hubby and I and an adult son who purchases his own groceries grocery shopping is considerably different than it used to be, especially when it is overlaid with my personal dietary needs/restrictions. I still keep a deep pantry but the contents is considerably different than it once was and much more basic in nature. Luckily hubby and I have never drank coffee so that luxury item isn't a necessity. I do make sure that any imports run deep in the house.

But, hubby and I do not self-deny they way we used to. We travel when we can. If I want a new blouse I don't automatically hit the thrift stores. I'm not a clothes hog, but I do like to be comfortable. I've got a particular style that I prefer and I've started shopping on amazon rather than wasting my time hunting sales around town. Hubby is the same way though we both have work clothes for when we are out in the field.

We spend more money on our pets than we did when the kids were growing up. My husbands dog might as well be another kid the way that dog gets spoiled. And we prep for the pets as well ... I have several cases of freeze dried dog food as part of their normal feed rotation.

We've been through several hurricanes over the last couple of years as well as the shortages that occurred during Covid. We had a lot of crap in our preps that I'm sorry we bought. Prepping, for us now, isn't about replicating a "normal" life during an event of some duration, it is about having an easier life during an event of some duration regardless of whether that is "normal looking" or not.

I never was one to find the latest survival doodad all that important to have. We have redundancies that make sense for us. For instance, we have our primary location and two BOLs ... one rural and agricultural in nature and one that is lakeside with different perks such as a strong artesian well that doesn't require a pump or electric to get water from. Whether we will bug-in or bug-out depends on circumstances, timing, and disaster.

My 79 year old mother is part of our household though she doesn't live with us directly. We've prep for her to be included in any disaster scenario just like we had her with us during two of the hurricanes we've been through. She wanted to go back to her house in short order because she wanted to be around her stuff. How that plays out in the future I'm not sure; we are remaining flexible.

So for us, prepping is no longer about "stuff". We have "stuff". We have too much "stuff", it is just not the kind you can sell. We are using it up and not replacing it. Our rotation schedule is getting shorter. Instead of a three-year rotation I am securely down to two. And we are perfectly comfortable with that and it is actually helping to bridge the life changes as we have aged and need less chaos in our lives though we both still work quite a bit.
 
When inflation is taken into account, that $100 would be the equivalent of $2000 - $2500 today. You might think of it in these terms: If you needed an immediate $2000 - like right now - how many people walking the streets could immediately come up with the cash and how many would want your car, bike, jet ski or whatever else you were selling.

Never let yourself get into that sort of desperate bind.

Best
Doc
Where we live out here in the country.....

my granddad's old log cabin is/was right down the road. My dad would walk from the old cabin over into the river bottom to hunt and fish.

The hill where he would eventually build his house after retiring, at the time of the depression was 2.50 an acre. He didn't have 2.50.

When he got close to retirement the land then was 500.00. And he had to dip into his savings for that, only broke the 10,000.00 barrier the last year he worked.

When he died it was 1500.00 an acre

Now it's around 5000.00 last I heard.

Just noting the difference in times.

And the only way to do what you suggest, and I agree with that, is to live well BELOW your means, save in several manners. Wish I had taken that advice well before I got married. Been in that desperate bind, not even fun or pleasant.
 
Last edited:
We have redundancies that make sense for us.
My son made an off hand remark a few weeks back......better have a back to that Android auto. We are going on vacation in a few weeks and were planning on driving into the unknown. That's all he said, and after he left I got to wondering what on God's green earth did he mean by that?

So I'm panicking early, as your supposed to, and came up with 5 back ups. Including paper.

So he comes back over last week and ask him what he meant by that statement?

He says nothing, it's just a good policy to have a back up for anything. I do.
 
To me, a bike, to be used with a pull cart, is an essential prep item. It far beats walking for acquiring other prep items. For others, I could see a snowmobile, a motorcycle or other transportation means as essential prep items.
Agreed. We have been thinking of ATVs for that purpose...
 
A big part of that balance is buying things you’ll need anyway. If you consider all the consumables that households use consider if you believe that the prices of these things are more likely to go up or go down over the next few years. Few if any of the Pollyanna's even among us on the board honestly believe that prices of most staples are likely to decrease.

So if one has the funds and storage space why not buy those things now and become your own grocery store? Most of the stuff (not all) that I have purchased over the years to ‘prep’ are things I’d buy sooner or later anyway. Everything from bulk laundry detergent and coffee to spare parts for various small engines and gasoline are going to be bought anyway.

As a small example coffee is going for $17 a can by me right now but I’m still drinking $12 coffee today and I can give example after example of this. True, there are things that I have bought, never used and thrown away and many of those kind of things were bought more early in the journey when I didn’t know better. I have thrown away white flour bought in bulk as well as stuff I still have on the shelf that things would probably have to be pretty bad before I would eat it.

I’ve months of Mac & Cheese and other high carb/starch hamburger helper type meal boxes. When I bought those things it was because it was cheap food and shelf stable for years but not the best for an older adult trying to stay healthy. Likewise I have #10 cans of pancake mix and bottles of syrup I’ll probably never use for the same reason but they can be given away.

Just be smart and don’t buy something you don’t need or might never use.
We do the same. Instead of buying a single toothpaste tube, we buy 12. They last

In fact, the wife got sick the other day and for the 1st time we did not run out of medicine at home.

Yet she was upset. Why?

Because as she said, there was only enough to cover her. What if I got sick also, we would have run out!

I was just happy we had enough and didn't need to do the "midnight" run we used to do.

She is back to stocking up this week. Asked for more budget on the groceries this month...... lol

Of course she got it..... 1 to 1 and ties she always wins....
 
Having just moved into a new home we've achieved some savings in food and household goods. Prepping does work even if the world does not end.
Heck even buying a few extra pounds of rice / noodles / beans works.....

The 1st thing I got was one of those cup of noodles 12 packs. Still have it as they last forever.
Personally, I am extremely thankful for prepping!! We didn’t go without when my husband was laid off when a new company bought the one he worked for, or when he became suddenly disabled and couldn’t work anymore. We didn’t have to panic buy or go without anything during Covid. Those are just a few of the examples.
Same here. Happened more than once to us also
 
Where we live out here in the country.....

my granddad's old log cabin is/was right down the road. My dad would walk from the old cabin over into the river bottom to hunt and fish.

The hill where he would eventually build his house after retiring at the time of the depression was 2.50 an acre. He didn't have 2.50.

When he got close to retirement the land then was 500.00. And he had to dip into his savings for that, only broke the 10,000.00 barrier the last year he worked.

When he died it was 1500.00 an acre

Now it's around 5000.00 last I heard.

Just noting the difference in times.

And the only way to do what you suggest, and I agree with that, is to live well BELOW your means, save in several manners. Wish I had taken that advice well before I got married. Been in that desperate bind, not even fun or pleasant.
In some locations that time window is much shorter. In N FL twenty years ago you could still find unimproved acreage for $500 to $1500 an acre. Usually land that the papermills had cut over so stuff that was nothing but scrub oaks that the Live Oaks had been selectively harvested from years earlier for shipping timber.

Fast forward two decades. "Cheap" unimproved land now goes for a minimum of $7500 per acre. You usually need to buy a minimum of ten to twenty acres to get that price. Five acre lots can sometimes be found for $50K-$100K but that's without any kind of development so you'll need to tack on land clearing, road/driveway development, having the electric run, digging a well and septic, and flood proofing if you can get a permit for it. The further away from established electric lines you are the more expensive it is to run. The closer you are to water the more expensive the well and septic system becomes. If you want to just put a trailer on the land your insurance will be higher than a site built home which will be more expensive than a trailer.
 
Agreed. We have been thinking of ATVs for that purpose...

Side by sides are great. We have them at BOL1 which is 45 acres in size and sometimes the tractor is just a hassle to use for small jobs.

Just make sure that you know what kind of terrain you are going to be using the thing in. We got the Honda specifically because the bottom is enclosed to prevent things you drive over from getting up into the drive shaft area. It is a UTV rather than an ATV. Also has a dump bed rather than a stationary one with enough torque to pull a loaded 5x7 trailer with ease.

Like anything they require maintenance, especially if you are taking it out on the open road. Those tires are expensive. We've had it up to almost 80 mph but it is a lot more ... er ... adventurous in an open vehicle than I want to experience on a regular basis. LOL
 
I've heard that "rumor" more times than I want to count. Yet if you go to Costco they're stuffed to the gills with TP and papertowels.
A rumor that's an evil conspiracy by toilet paper companies to drive up demand and by extension, profits as the end of the fiscal year approaches?
 
Give up the lottery? NEVER!!! How else am I going to fund my ultimate TEOTWAWKI plan of buying a tropical island filled with nubile maidens at my beck and call as my bug out location?
Or you can buy a 5,500 + acre farm that is self sustaining in WY for the low price to sell 30 million.


Probably have to provide your own horse, though.
 
Or you can buy a 5,500 + acre farm that is self sustaining in WY for the low price to sell 30 million.


Probably have to provide your own horse, though.
But does it come with a full staff of nubile maidens to serve my beck and call?
 
We do the same. Instead of buying a single toothpaste tube, we buy 12. They last

In fact, the wife got sick the other day and for the 1st time we did not run out of medicine at home.

Yet she was upset. Why?

Because as she said, there was only enough to cover her. What if I got sick also, we would have run out!

I was just happy we had enough and didn't need to do the "midnight" run we used to do.

She is back to stocking up this week. Asked for more budget on the groceries this month...... lol

Of course she got it..... 1 to 1 and ties she always wins....
I'm not going to pry into whether it was OTC or prescription meds.

But I can see a huge problem in a SHTF scenario, where many people only have a 30 supply of prescriptions. I take none, but wonder about those who do, and if inquiring with their doctor if it's possible to get a 60 or 90 day supply.

Then there are OTC things for cold, flu, etc...Here the local WalMart serves roughly 100,000 people. Shelves are generally well stocked from about early May through the end of October. By late November shelves can be empty, and it's unknown when they will be restocked. If 1,000+ people in the area are sick, and there are only a dozen bottles of some medicine to begin with, nearly everyone would be out of luck in purchasing what they want.

Every year, just after Labor Day, is when I usually take inventory of what I might need for the next six months.
 
Top