after my house burnt, the ins comp sent an engineer to appraise the remains.
at that time, it cost $600 to ins comp.
engineer filed his report that foundation was sound enuf to build house.
I complained, an insurance guy met with engineer at my property.
Ins guy said he did not leave his vehicle cuz geese approached him.
it was obvious that basement was spalding and not fit for re-use.
not sure if ins comp paid his fees.
but they did pay for 30k new basement