ALERT Federal ACH System Down

SmithJ

SmithJ

Veteran Member
March 03, 2026 12:31 PM Eastern Time
FedACH® Services is experiencing delays associated with internal systems processing. The FedACH Services application is currently offline while we work towards resolution. File distribution and settlement for the first same-day ACH window will be delayed. File distribution for the first ACH window for future dated items will also be delayed. Users of the FedLine Advantage® solution may experience an error when attempting to utilize the FedACH application. FedLine Direct® and FedLine Command® customers may continue to send files but will not receive an acknowledgement until service has been restored. Customers are advised to not resend their FedACH origination files if they are still pending receipt of an acknowledgement. Delivery of reports for the FedPayments® Reporter Service for FedACH® Services will also be delayed.

For updates, please monitor Service Status or FedLine® Home. We value your business and apologize for any inconvenience caused by this issue.

serviceStatus.do
 
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diesel85

Senior Member
Looks like it is fixed:
March 03, 2026 1:41 PM Eastern Time
The FedACH® Services application has been restored and is operating normally. Customers can now return to normal processing of FedACH Services. We value your business and apologize for any inconvenience caused by this operational issue.

FedACH Services was experiencing delays associated with internal systems processing for the March 2 and 3 business days. The FedACH Services application was temporarily taken offline while we worked towards resolution. File distribution and settlement for the first Same Day ACH window were delayed. File distribution for the first ACH window for future dated items was also delayed.

Customers are advised not to resend their FedACH origination files if they are still waiting on an acknowledgement. Attempt to reconcile at the file level before transmitting additional files.

FedLine Direct® and FedLine Command® Solution customers should confirm receipt of acknowledgements for work initiated while the service was offline. Users of the FedLine Advantage® Solution may resume submitting any work held while the application was offline.
 
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bracketquant

Veteran Member
King Samson said:
Got cash at home?
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Always.

But it is currently worthless.

I'm not traveling today, because of the extremely hazardous weather, a mix of snow and freezing rain.

On top of that, a water main broke, one street over, yesterday afternoon. The water pressure went to zero for many hours. When the pressure returned, the tap water was rusty. This morning the rust finally went away, but the water was "whitish" (heavy chlorination?). It then went back to being rusty, for hours. It is back to being whitish, currently.

I have a couple of 2 liter soda bottles filled with clean water, and some juices in the fridge, so I won't go thirsty. The roads should be clear by noon tomorrow, and cash MAY no longer be worthless. I do expect all, or almost all, bottled water to be sold out in local stores.
 
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WOS

Veteran Member
Hmm, so it's a good thing that I use cash as much as possible. The Costco today run would have ended a bit different if I had been limited to use of a debit card. And yes, the checkers at my Costco do know how to handle cash and change, although Costco has given up the use of pennies..........
 
Bridey Rose

Bridey Rose

Veteran Member
Hognutz said:
Some are still reporting it’s still down…



https://twitter.com/i/web/status/2028981374133145693
View: https://twitter.com/financelancelot/status/2028981374133145693?s=61




BREAKING: The Federal Reserve's Automated Clearing House (ACH) remains down.

The current outage affects batch payments like direct deposits, payroll and bill payment at banks, credit unions and businesses nation wide.
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No wonder the eyecare payment I made a week and a half ago hasn't appeared as a debit against my bank account!
 
justme

justme

Veteran Member
Bridey Rose said:
Can you say "bank run"?
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Yep, that scene from "It's A Wonderful Life" where everyone is at the bank counter wanting to close their account and get their money (bank run) did briefly flash through my mind but then I just figured some nitwit probably forgot to get their cash order in on time. Honestly , don't really know wheat happened. I do my best to under bank, I really don't trust banks for whatever reason.
 
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WalknTrot

Veteran Member
My ACH payment to the phone company got hung up yesterday afternoon. Didn't even see the email until this morning, and by then, it had cleared the credit union.
 
Griz3752

Griz3752

Retired, practising Curmudgeon
Hfcomms said:
If the Iranians can hack our ACH system that would be the epitome of asymmetric warfare. That would definitely get the rabble to rouse.
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I would think any sort of Financial Clearing House wold be prime targets for Terrorists or as a 5th Column Effort during any sort of declared war or maybe even something like a Police Action (ala Korea).

Crippling the citizenries ability to buy groceries or service other day-to-day issues would demoralise both those left at home and those deployed.
 
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