What's in your nest egg?

What's in your retirement nest egg?

  • Over $100,000

    Votes: 45 30.6%

  • $50,001 to $100,000

    Votes: 12 8.2%

  • $25,001 to $50,000

    Votes: 7 4.8%

  • Less than $25,000

    Votes: 10 6.8%

  • I have not saved anything.

    Votes: 23 15.6%

  • Social Security will take care of me.

    Votes: 6 4.1%

  • I'd rather not share that information.

    Votes: 44 29.9%
  • Total voters
    147
Wombatcat

Wombatcat

Bibliophile
That other post that stated that 1/2 of American workers have $25,000 or less set aside for retirement. So I started thinking first, that TB2k folks are wiser, and so probably have more than that typically....then I started to think of all the people who live so frugally and have a minimal income, etc...and then I thought..hmmm....maybe I'm wrong! So I figured I'd ask.

I don't want anything that could be construed as private information...but I figure that just amounts might be ok to talk about....if you don't feel comfortable sharing this information, well, that's not my intention--please don't flame me, just elect not to respond....I'm just curious, that's all....
 
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DustMusher

DustMusher

Inactive
And since my heart attack and that I am off work for at least 6 weeks, I am using it to live.

Oh well, that is why I had saved it.

DM
 
Freeholder

Freeholder

This too shall pass.
My nest egg consists of .... eggs! Seriously! Chickens, goats, a garden, etc. I figured the money would eventually be worthless if I saved it, so I've put it into the means to feed us. I didn't vote on the poll because I couldn't put a monetary value on this.

Kathleen
 
S

Stormy

Inactive
Why on earth would people post on an internet message board that can be read by anyone and everyone in the world the amount of money they have, or preps they have, or weapons.....etc?

I'm sorry, but threads like this are just WRONG!!
 
Wombatcat

Wombatcat

Bibliophile
Stormy said:
Why on earth would people post on an internet message board that can be read by anyone and everyone in the world the amount of money they have, or preps they have, or weapons.....etc?

I'm sorry, but threads like this are just WRONG!!
Click to expand...

I'm sorry but I don't understand what is so wrong about anonymously responding to a question like this. I did not ask you for your a) name b) address c) bank account number d) place of employment or anything at all that could possibly tip me off to who responded, who didn't respont, or how people responded. If you can explain to me how someone could connect the person to the amount that they voted on in this poll, and somehow use that information to harm someone, I will cancel the poll and admit that you are right. But right now I think that you are being judgmental and paranoid. I understand that some people aren't comfortable sharing that kind of information under any circumstances. If you read my post/poll, you will see that I acknowledged that right from the start. The fact that some people are uncomfortable answering for any reason does not make me asking in an anonymous way like this "wrong". Clearly not everyone feels like you, because if they did, the poster who posted the statistic that half of Americans have less than $25,000 saved, must have made that up, because it would be wrong to ask people that question, even anonymously. (In other words how do people find out without asking somehow?)

It would be wrong if I PM'd you and asked you how much you personally had. It would be wrong if I directed this post to specific people. If that happened, you would be justified in your indignation. But that is not how I did it at all, so :stfu:

For Pete's sake.
 
S

Stormy

Inactive
For Pete's Sake, Wombatcat, in this day and age and the current technology, NOTHING is private on the internet. If you have no realization of that, then you are a fool.

Just ask Dennis.

Sure, I'll shut the "F" up, as you request. Why the hostility when you are asking the members here for very private information on a very public forum?

I think you are the one who is out of line here. What people have or don't have, as the case may be, is none of your business or the business of anyone else on this forum.

Time to talk about something else.......:rolleyes:
 
P

Pocolow

Inactive
wombatcat, you will find quite a few people on TB2K are paranoid about giving any info out . Stormy clearly is one of those. I have a private retirement fund of which the amount will remain private, but I will say that I have "other " contingencies which are not financial but "INFO" based. Information and knowledge are far more valuable than just money.
 
Skyraider

Skyraider

Veteran Member
Brother, this sounds just like being on vacation with my family, which I am at the moment. My mother, my aunt, a cousin and husband. In fact they are moving around the house right now. I'll give them fifteen minutes before someone is bitching at someone about something.

If you don't want to answer the poll don't. No, you don't like it so you have to jump on it with both feet. Oh yeah and with venom. You know, Some of you just need to lighten up. My guests are leaving today and the wife and I will now hang out for another couple weeks on this island paradise. Hmmm a sex week, shucks, I meant a six week vacation. Guess you can imagine where I rank in the poll. Oh yeah, what do you think, Nobody knows what ya got if ya don't post it on the web. right

Skyaider :confused:
 
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M

Michiana MaJo

Deceased
Good grief....what can be so dangerous about just answering the poll without talking about it in a post? Some people are overly paranoid, me thinks. No way would I discuss my finances on a post, but I sure don't see any harm in just clicking on which answer best fits our circumstances!
 
Surprise

Surprise

Inactive
I am not going to flame Wombatcat.

But I have to say when I married into this family I had an awful time getting over my shock at the questions they would ask....

How much did you give for that?
What kind in interest rate are you having to pay?
What's your payments going to be per month?
What kind of raise did you get this year? And how much does that put you up to per hour?

We just did not do that in my family....but I guess everyone is different.
 
fairbanksb

fairbanksb

Freedom Isn't Free
I don't know. If I could remember where that pickle jar is I could count it out. I'm sure there must be at least $25 in there by now.
 
dissimulo

dissimulo

Membership Revoked
:lol: I asked a similar question a few years ago (for the same reason) and got a similarly vigorous response.

For some people, money is something you are very circumspect about. For others, it is just a tool. Learning what other people do with their money is a good way to figure out what to do with yours.

It is true that it may not be too difficult for people to figure out who you are. However, the amount of information available about you on line is astounding. It is unlikely anyone will care about what I say is in my retirement account when they can look up my state property records on line. That is a much easier way to get into somebody's life. With that property record, you can figure out who owns valuable property, whether they have a mortgage, you can show up and steal their mail, you can stage a trip and fall and sue them, etc.

It is good to be careful and more power to you. However, it is not as if Wombatcat has tricked anyone into revealing critical information. I have not yet heard of any member of TB2K being knocked off following a poll.
 
Milk-maid

Milk-maid

Girls with Guns Member
I was always told that if people asked you nosey questions you don't want to answer.... smile sweetly and ask them, "Why do you want to know?"

This always shuts them up.

MM
 
Milk-maid

Milk-maid

Girls with Guns Member
Copter Doctor said:
When inflation really hits, it will not be worth anything! Considering spending it NOW!
Click to expand...

This is what George Ure says on Urban Survival, when the dollar collapses, what is $100,000 US dollars in your savings going to be worth?

It's better to be in valuable, usable, edible, renewable supplies than dollars. Or even in precious metals rather than dollars. That is my philosophy.

MM
 
D

Double_A

TB Fanatic
dissimulo said:
:lol: I asked a similar question a few years ago (for the same reason) and got a similarly vigorous response.
I have not yet heard of any member of TB2K being knocked off following a poll.
Click to expand...

dissimulo, maybe your avatar scared people away. Looks pretty scary
 
T

Taytoo

Contributing Member
well, looking at the poll results, I see that the majority have over$100,000 saved for retirement, or they choose not to share what they have. Seems fair enough to me.
for those who polled over $100,000...that is a pretty big range...I'm guessing at least a few of those respondits have a million +. (this is a smart board where people are obviously concerned about their future.) I know a few "backyard millionaires" myself who you would never guess what they have because they have lived a frugal life and saved for their future and their family, but don't flaunt it.
Another point to consider is this; those who have a good retirement program with the company they work for. maybe an individual has contributed $200,000 to his or her fund thinking this would be there. If that company has made changes or filed bankruptcy, that individual might lose some or all of his money.

So, I think the question to ask is not how much money you have saved, but rather, how do you protect that money. Do we keep it in precious metals? Do we stay in the stock market? Under the matress? In the pantry? we all want to be able to retire comfortablely, but corperations are screwing us left and right. what is the answer??
how do we prepare ourselves??
 
Sysman

Sysman

Old Geek <:)=
Well, let's see...

I'm 56, I got my first "real" job the day I graduated hi school. I already had a "part time" second shift job with the company while I was still in school, for almost a year...

The first couple years were tough. My family split for the west coast, but I decided to stick around. I didn't make much as a trainee, lived paycheck to paycheck...

But then I found myself with a few bucks left come pay day. So I put it "in the bank". Since then, there have been a few years, 3 total I think, when I did have to "tap into" what I had saved. But it really wasn't all that much in the end...

So, out of the last 39 years, figure 2 when I didn't save anything, and 3 when I went negative. But the other 34 years, I did sock away at least "something"...

I'll let you figure out how big my "nest egg" is... :D

:scn:
 
B

Burntfish

Inactive
Copter Doctor said:
Good posts!!

When inflation really hits, it will not be worth anything! Considering spending it NOW!
Click to expand...

My thought exactly. If you have any debt, better to pay it off, have no mortgage or car payments, have some land to grow food than to have steadily depreciating dollars in the bank!
 
NBCsurvivor

NBCsurvivor

Has No Life - Lives on TB
I haven't saved anything as far as a 'nest egg'. I have a small amount saved for X emergencies. I know I am in a couple of relatives life insurance policies and they are pretty substantial (from my POV anyway).

I think I will be alright.
 
T

tanstaafl

Has No Life - Lives on TB
All those ones and zeroes are out there (including a vote in a poll), but anyone who cares enough to track down exactly how you voted on this one poll probably already has the resources (and lack of morality) to screw you over whether you vote or not.
 
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