HEALTH Serious Medical Problems Going on

Scotto

Set Apart
OK we all know Obamacare is right around the corner. So obviously some things are being put into motion (or said they are), but a couple observances from my little part of the world:

Here in SW Arkansas, we had really good health care and providers. This was a few years ago, but now things have slid and everyone wants to know what is going on.

We are a "Tourist destination," but seasonally and mostly for the fall colors. Not year-round like Orlando or something and not on any kind of a scale like that. We have a lot of retirement age people here. Housing is VERY cheap still. Not many jobs here, and that's always been the case and not just recently in this economy.

One by one the doctors in this town were getting out of doing any type of "pain management" script writing, and with the amount of people abusing meds I guess I can see that to a certain extent. But with a lot of elderly people here, a lot of disabled people as well that were told surgery was not an option for them - this is how they lived. They saw their doctors for 10 to 15 years, so these doctors knew their patients weren't taking these meds for a "high." Not 60 to 80 year olds in wheelchairs or using walkers.

Most patients who needed this care slowly gravitated to a clinic where 6 other doctors worked and most of them took over their charts and wrote scripts for them. Then letters went out a few months ago telling them that they were discontinuing ANY type of pain management. So they are losing a HUGE amount of patients. The patients were told that Obamacare was having "new pain clinics" put in and they'd be referred there, and not to worry that they'd be taken care of.

When the patients showed up for their next visit, they were given a couple papers with names of doctors they could go see. No referrals were made, and a majority of these doctors didn't take Medicare or Medicaid, did injections only and no scripts, or are a 6 to 7 hour drive away. No "new pain clinic" places were put in place nearby to help anyone.

EVERYONE is being outright abandoned.

I think the doctors and staff are disgusted and are leaving the profession. For years you could go there every month or so and see the same people at the desk, the same nurses for the same doctors. Now every time you go it's all new people. Some doctors relocated, others outright quit and are still living here but not working.

My wife had to go see a doctor there for a mild condition. Due to our low income, we were put on a sliding scale. We were happy that we only had to pay 25% of the fee. She sees someone named "Linda," no "Doctor" or anything. We thought that was weird, she is a APN we found out later. And a couple more there too, acting as doctors but are not.

So she just talks to her for 20 minutes like a regular visit, no tests, nothing. We are told after our 75% off that our bill is "down to" $96.00 for today's visit.

You gotta be shitting me!!! So this bill would have been $384.00?!?!?! Good lord 2 years before that when I paid full price with no discount it was $64.00!!!

And then I'm reading yesterday that whatever people are paying for health care as of right now, they will pay TWICE THAT in premiums next year.

We are all so toast. We all are being screwed over big time and next year it's going to get REAL bad.
 
Last edited:

TXKajun

Veteran Member
Welcome to the future, Scotto. Sadly we all need to expect not only this and more of it, but worse.

Kajun
 

Satanta

Stone Cold Crazy
_______________
All I will say is if it starts affecting my family there will be problems.
 

DrJerry

Inactive
My brother died of cancer. He was in extreme pain toward the end. Conversation between Nurse and my step-sister:Sis " He is in a lot of pain, could you see about getting him more pain medication?" Nurse: "We're giving him the maximum legal dosage now, if we increase it our license could be in jeopardy..."
That was an eye-opener to what is going on. People in chronic pain are denied what they need for pain because some bureaucrat is afraid they will be addicted. He was dead six weeks after that conversation took place. How badly addicted could he get?
 

nomifyle

TB Fanatic
Its scary, very scary. Everyday I am adding to what I can do to stay healthy. And all this crap may actually be the impetus I need to get more exercise.

Yesterday, after church I thought about different places I could go for lunch (pizza, Natchitoches meat pies, that sort of thing). I blew it all off, came home and prepared a nice chicken salad.

Not only am I keeping up with my calorie intake, I've added carbs to that and now fructose. It's surprising how much fructose is in foods.

Judy
 

savurselvs

Veteran Member
my friendly dr told me to expect this in the near future.
you need a stint or bypass but sadly you refused the rx for levator/crestor for your high ldl's hdl's.
i know you took niacin and krill oil and fish oil but since you refused the rx we cannot justify the cost of your care.

he is sick in his gut at what comes our way.
we have discussed cash care. 1500 a year for x office visits and an annual workup. no records no bamma care
 

nomadcrna

Inactive
There is NO maximum dose for terminal CA patient. That nurse was absolutely wrong. I have done end of life palliative care, many times and always order whatever it takes to make the patient comfortable.
That is horrible.
My brother died of cancer. He was in extreme pain toward the end. Conversation between Nurse and my step-sister:Sis " He is in a lot of pain, could you see about getting him more pain medication?" Nurse: "We're giving him the maximum legal dosage now, if we increase it our license could be in jeopardy..."
That was an eye-opener to what is going on. People in chronic pain are denied what they need for pain because some bureaucrat is afraid they will be addicted. He was dead six weeks after that conversation took place. How badly addicted could he get?
 

nomadcrna

Inactive
Nothing wrong with Nurse Practitioners. You have good and bad providers.
Studies show as good or even better outcomes and patient satisfaction(for primary care) when comparing NP to family practice physicians.

OK we all know Obamacare is right around the corner. So obviously some things are being put into motion (or said they are), but a couple observances from my little part of the world:

Here in SW Arkansas, we had really good health care and providers. This was a few years ago, but now things have slid and everyone wants to know what is going on.

We are a "Tourist destination," but seasonally and mostly for the fall colors. Not year-round like Orlando or something and not on any kind of a scale like that. We have a lot of retirement age people here. Housing is VERY cheap still. Not many jobs here, and that's always been the case and not just recently in this economy.

One by one the doctors in this town were getting out of doing any type of "pain management" script writing, and with the amount of people abusing meds I guess I can see that to a certain extent. But with a lot of elderly people here, a lot of disabled people as well that were told surgery was not an option for them - this is how they lived. They saw their doctors for 10 to 15 years, so these doctors knew their patients weren't taking these meds for a "high." Not 60 to 80 year olds in wheelchairs or using walkers.

Most patients who needed this care slowly gravitated to a clinic where 6 other doctors worked and most of them took over their charts and wrote scripts for them. Then letters went out a few months ago telling them that they were discontinuing ANY type of pain management. So they are losing a HUGE amount of patients. The patients were told that Obamacare was having "new pain clinics" put in and they'd be referred there, and not to worry that they'd be taken care of.

When the patients showed up for their next visit, they were given a couple papers with names of doctors they could go see. No referrals were made, and a majority of these doctors didn't take Medicare or Medicaid, did injections only and no scripts, or are a 6 to 7 hour drive away. No "new pain clinic" places were put in place nearby to help anyone.

EVERYONE is being outright abandoned.

I think the doctors and staff are disgusted and are leaving the profession. For years you could go there every month or so and see the same people at the desk, the same nurses for the same doctors. Now every time you go it's all new people. Some doctors relocated, others outright quit and are still living here but not working.

My wife had to go see a doctor there for a mild condition. Due to our low income, we were put on a sliding scale. We were happy that we only had to pay 25% of the fee. She sees someone named "Linda," no "Doctor" or anything. We thought that was weird, she is a APN we found out later. And a couple more there too, acting as doctors but are not.

So she just talks to her for 20 minutes like a regular visit, no tests, nothing. We are told after our 75% off that our bill is "down to" $96.00 for today's visit.

You gotta be shitting me!!! So this bill would have been $384.00?!?!?! Good lord 2 years before that when I paid full price with no discount it was $64.00!!!

And then I'm reading yesterday that whatever people are paying for health care as of right now, they will pay TWICE THAT in premiums next year.

We are all so toast. We all are being screwed over big time and next year it's going to get REAL bad.
 

marsh

On TB every waking moment
But you still will be required to get Obamacare. These are the rules as I know them. These are for CA, but I think the rules are basically the same all over:

Background: The ACA was signed into law back in 2010, but main portions of it are just about to be implemented. It requires most U.S. citizens and legal residents to have “qualifying health coverage.” If they don’t, they will be levied a penalty. In 2014, that will be the greater of $95 per uninsured person, or one percent of household income. In 2015, the penalty will be the greater of $325 per uninsured person or two percent of the household income. In 2016 and beyond, the penalty will be the greater of $695 per uninsured person or 2.5 percent of household income. (For children 0-18 years old, the penalty will be half of the above.)

In California, state Medi-Cal coverage will be expanded to cover those with incomes up to 138 percent of the federal poverty level (FPL.) For instance, the FPL level for a one person household is $11,490 (138 percent is $15,856.) For a two person household, FPL is $15,510 (138 percent is $21,404 ) For a three person household it $19,530 (138 percent is $26,951 ) and for a four person household, it is $23,550 FPL (138 percent is $32,499 ) http://aspe.hhs.gov/poverty/13poverty.cfm

ACA will also allow a sliding scale premium credit subsidy or refundable cost share credits for insurance for those with incomes between 138 and 400 percent of the FPL. (400 percent of the FPL for one is $45,960; for two $62,040, for three $78,120 and for four $94,200.) The subsidy will be based on “Modified Adjusted Gross Income” (MAGI) as determined under federal tax rules and will take into consideration family size. http://www.irs.gov/Businesses/Small...:-Modified--Adjusted-Gross-Income-Computation It will not consider assets, only income.

Unsubsidized coverage will be available at affordable rates. Coverage is available to U.S. citizens and legal immigrants who are not incarcerated. Covered individuals cannot also be eligible for other qualifying coverage such as Medicare, Medi-Cal or an affordable employer sponsored plan.

Individual and small business health coverage will become available through state Health Benefit Exchanges. Ours is called “Covered California.” ( www.coveredca.com ) This insurance will expand dependent coverage up to age 26; prohibit denial of pre-existing conditions; forbid rescinding of coverage for an insured (except in cases of fraud,) and eliminate annual and lifetime benefit maximums.

Every insurance plan will cover 10 essential benefits: (1) ambulatory patient services; (2) emergency services; (3) hospitalization; (4) maternity/newborn care; (5) mental health and substance abuse; (6) prescription drugs; (7) rehabilitative/habilitative services; (8) laboratory services; (9) preventative/wellness services and chronic disease management; (10) pediatric services (including oral and vision care.) In the seven county region of which Siskiyou County is a part, a managed care program called the “partnership Health Plan of California will be offered. http://www.partnershiphp.org/

There will be four plan tiers or levels: platinum, gold, silver and bronze. Subsidized benefits will be tied to the silver plan level. Premium contributions from those receiving subsidies will increase annually.

Examples of plan benefits and costs can be found starting on page 10 of the ACA/Healthcare Reform Presentation given locally: http://www.co.siskiyou.ca.us/HS/hs.aspx

For instance, for the silver plan, a family of four with an annual income of between $23,550 and $35,325 would pay from $39-$118 a month for the plan with no deductible and a maximum out of pocket of $2,250. A family of four with an annual income of between $35,325 and $47,100 would pay from $118-$247 a month for the plan with a $500 deductible and a maximum out of pocket of $2,250. A family of four with an annual income of between $47,100 and $58,875 would pay from $247-395 a month for the plan with a $1,500 deductible and a maximum out of pocket of $5,200. A family of four with an annual income of between $58,875 and $94,200 would pay from $395-$746 a month for the plan with a $2,000 deductible and a maximum out of pocket of $6,400.
 

Scotto

Set Apart
Nothing wrong with Nurse Practitioners. You have good and bad providers.
Studies show as good or even better outcomes and patient satisfaction(for primary care) when comparing NP to family practice physicians.

Our complaint is not with them. This "Linda" who saw my wife was excellent. The one prior to her named "Kathy" and the one prior to her named "Daniel" were the same. NO DOCTORS is what I'm getting at and what I'm wondering about.

Is there just one doctor per location who has to oversee all of the NP's now? Think of the money they must be saving but their rates are through the damn roof?
 

goatlady2

Deceased
Same situation here in our NW central AR clinic - ONE doc and 4 NP's. Used to have 3 docs but they left/retired and they cannot seem to recruit new ones for this small town clinic.
 

momof23goats

Deceased
it is already out of control.
I was in the hosppital resently as you all know. medicare only pays 80 % i will have to pay the rest. [guess they didn't get the part of being retired]. they can now and will put a lean on your land if not paid.
the meds they used to pay for as of now, this month they do not. and it will get much worse.
these are both life saving meds. must have.and both are used mostly by older people. both went up in price over 200$ a script. I have allergies to meds, so the simple matter of changing them is not in this.
they are acting like it is already in effect. the older people are getting the shaft. IF any thing is to be done, now is the time to raise your voices to a scream.
plus, they have to know every thing about you when you go in , really? you have a computer, look up my name, nothing has changed. and no you don't neeed to know other things abotu me that is none of your business.
I just said, tell Obama hell no.

on a fixed income , it is hard to get your meds period. better have the cash, because I was told none of the health insurance or medicare will pay for them. sucks don't it.
 

colonel holman

Administrator
_______________
90% of PCP docs will be replaced by PAs and NPs in this system. Nothing wrong with these professionsl, as they do a great job. But it shows the unfolding healthcare revolution now exploding upon us. TPTB are not upset so many docs are leaving. Helps them execute their plan to replace most docs with paraprofessionals and cheap foreign docs. And matters not what the sheep think of it all, especially with IRS enforcing it. Why else would they want IRS running it? The patients are the drones and the healthcare providers are the worker-bees under the thumb of the queenbee
 

Countrymouse

Country exile in the city
on a fixed income , it is hard to get your meds period. better have the cash, because I was told none of the health insurance or medicare will pay for them. sucks don't it.

Sad (and INFURIATING) thing is, MOST of the "fixed-incomes" around here voted FOR OBAMA---thus indirectly FOR OBAMACARE---because they believed he would give them "FREE" healthcare (or because they were lifelong Democrats who thought it would be treason to vote for anyone else).

It is STILL hard for me to forgive them for that, God help me....
 

prepgirl44

Veteran Member
But you still will be required to get Obamacare. These are the rules as I know them. These are for CA, but I think the rules are basically the same all over:

Background: The ACA was signed into law back in 2010, but main portions of it are just about to be implemented. It requires most U.S. citizens and legal residents to have “qualifying health coverage.” If they don’t, they will be levied a penalty. In 2014, that will be the greater of $95 per uninsured person, or one percent of household income. In 2015, the penalty will be the greater of $325 per uninsured person or two percent of the household income. In 2016 and beyond, the penalty will be the greater of $695 per uninsured person or 2.5 percent of household income. (For children 0-18 years old, the penalty will be half of the above.)

In California, state Medi-Cal coverage will be expanded to cover those with incomes up to 138 percent of the federal poverty level (FPL.) For instance, the FPL level for a one person household is $11,490 (138 percent is $15,856.) For a two person household, FPL is $15,510 (138 percent is $21,404 ) For a three person household it $19,530 (138 percent is $26,951 ) and for a four person household, it is $23,550 FPL (138 percent is $32,499 ) http://aspe.hhs.gov/poverty/13poverty.cfm

ACA will also allow a sliding scale premium credit subsidy or refundable cost share credits for insurance for those with incomes between 138 and 400 percent of the FPL. (400 percent of the FPL for one is $45,960; for two $62,040, for three $78,120 and for four $94,200.) The subsidy will be based on “Modified Adjusted Gross Income” (MAGI) as determined under federal tax rules and will take into consideration family size. http://www.irs.gov/Businesses/Small...:-Modified--Adjusted-Gross-Income-Computation It will not consider assets, only income.

Unsubsidized coverage will be available at affordable rates. Coverage is available to U.S. citizens and legal immigrants who are not incarcerated. Covered individuals cannot also be eligible for other qualifying coverage such as Medicare, Medi-Cal or an affordable employer sponsored plan.

Individual and small business health coverage will become available through state Health Benefit Exchanges. Ours is called “Covered California.” ( www.coveredca.com ) This insurance will expand dependent coverage up to age 26; prohibit denial of pre-existing conditions; forbid rescinding of coverage for an insured (except in cases of fraud,) and eliminate annual and lifetime benefit maximums.

Every insurance plan will cover 10 essential benefits: (1) ambulatory patient services; (2) emergency services; (3) hospitalization; (4) maternity/newborn care; (5) mental health and substance abuse; (6) prescription drugs; (7) rehabilitative/habilitative services; (8) laboratory services; (9) preventative/wellness services and chronic disease management; (10) pediatric services (including oral and vision care.) In the seven county region of which Siskiyou County is a part, a managed care program called the “partnership Health Plan of California will be offered. http://www.partnershiphp.org/

There will be four plan tiers or levels: platinum, gold, silver and bronze. Subsidized benefits will be tied to the silver plan level. Premium contributions from those receiving subsidies will increase annually.

Examples of plan benefits and costs can be found starting on page 10 of the ACA/Healthcare Reform Presentation given locally: http://www.co.siskiyou.ca.us/HS/hs.aspx

For instance, for the silver plan, a family of four with an annual income of between $23,550 and $35,325 would pay from $39-$118 a month for the plan with no deductible and a maximum out of pocket of $2,250. A family of four with an annual income of between $35,325 and $47,100 would pay from $118-$247 a month for the plan with a $500 deductible and a maximum out of pocket of $2,250. A family of four with an annual income of between $47,100 and $58,875 would pay from $247-395 a month for the plan with a $1,500 deductible and a maximum out of pocket of $5,200. A family of four with an annual income of between $58,875 and $94,200 would pay from $395-$746 a month for the plan with a $2,000 deductible and a maximum out of pocket of $6,400.

Thank you for this information and for the links.

I checked out the covered california website. It looks straightforward, but the devil is in the details I fear.

For instance, a person without Medicare, MediCal, or employer sponsored health insurance and an income below $15,540/yr automatically gets put on MediCal (which the website refers to as "free" insurance").

But they do not mention that MediCal has asset limits; nor do they mention that MediCal puts a lien against ones real property to recover their pay-outs. So basically, it's a government grab for property in the end because when an individual sells or dies, the individual (or theirs heirs) are SOL.

This is going to put the "new" low income worker (new in that they perhaps used to have a good paying job and have a home with equity in it that they are still scraping by to make payments on) smack in the middle of the state aid program and at the same time guarantee they will swoop in on real property when the individual dies or sells. What a scam.

The only person who might benefit is the guy who falls between the cracks (say 140% of the FPL) and doesn't qualify for the "free" government program that would steal his land in the end....that is unless there will be asset limits with the subsidy program also.

If you have to pay (even subsidized) it looks like it is much cheaper to pay the "penalty", even with that penalty increasing annually. Particularly true if you are a person who uses alternative medicine and not western medicine. I don't see them covering a visit to the herbalist or paying for the "prescriptions" that a naturopath might prescribe.

Man, we are soooo screwed. And that is just the tip of the iceberg....that's only the how the system works thing....then there is what it will do to quality of care itself.

Scary, durned scary.

What a mess. :shk:
 

TerryK

TB Fanatic
There is NO maximum dose for terminal CA patient. That nurse was absolutely wrong. I have done end of life palliative care, many times and always order whatever it takes to make the patient comfortable.
That is horrible.

My son's an ARNP, but before that, for years he worked hospice as an RN. I can confirm that they don't mysteriously limit the maximum dose of pain killers.
Hell, with Obamacare I would expect them to be increasing end of life pain killers for a faster exit like in Soylent Green.
All kidding aside, most hospice nurses are usually pretty good at providing caring help to the terminally ill. My son has been personally thanked by families with cards, flowers and cakes dozens of times.

Scotto: My son, as an ARNP does wound care for people. He writes prescriptions, changes prescriptions, orders MRIs, diagnosis complications and starts treatment regimens on his own.
ARNPs are being worked to death because there aren't enough doctors to go around. He has turned down many jobs in doctors offices because they use ARNPs as practically slaves. They expect them to see dozens of patients a day, not bother them with complications, and be available for followup visits during their off hours.
Many doctors are able to make ends meet for their practice, only be hiring ARNPs so they can multiply the number of people they see.

Welcome to Obama care, it will get worse.
 

Flippper

Time Traveler
The entire thing is a land grab, they kill off the senior citizens, the heirs get taxed up the yazoo, aren't working or can't afford to pay the taxes and lose the property. Their globalist genocide agenda is firing up, you don't need land if you're dead from lack of medicinal care or deliberate neglect by 'medical professionals'.

Only rich folks will have decent doctors, (read: politicians and the elite).
 

diamonds

Administrator
_______________
Here in SW Arkansas, we had really good health care and providers. This was a few years ago, but now things have slid and everyone wants to know what is going on.

We are a "Tourist destination," but seasonally and mostly for the fall colors. Not year-round like Orlando or something and not on any kind of a scale like that. We have a lot of retirement age people here. Housing is VERY cheap still. Not many jobs here, and that's always been the case and not just recently in this economy.

One by one the doctors in this town were getting out of doing any type of "pain management" script writing, and with the amount of people abusing meds I guess I can see that to a certain extent. But with a lot of elderly people here, a lot of disabled people as well that were told surgery was not an option for them - this is how they lived. They saw their doctors for 10 to 15 years, so these doctors knew their patients weren't taking these meds for a "high." Not 60 to 80 year olds in wheelchairs or using walkers.

Most patients who needed this care slowly gravitated to a clinic where 6 other doctors worked and most of them took over their charts and wrote scripts for them. Then letters went out a few months ago telling them that they were discontinuing ANY type of pain management. So they are losing a HUGE amount of patients. The patients were told that Obamacare was having "new pain clinics" put in and they'd be referred there, and not to worry that they'd be taken care of.

When the patients showed up for their next visit, they were given a couple papers with names of doctors they could go see. No referrals were made, and a majority of these doctors didn't take Medicare or Medicaid, did injections only and no scripts, or are a 6 to 7 hour drive away. No "new pain clinic" places were put in place nearby to help anyone.

EVERYONE is being outright abandoned.

I think the doctors and staff are disgusted and are leaving the profession. For years you could go there every month or so and see the same people at the desk, the same nurses for the same doctors. Now every time you go it's all new people. Some doctors relocated, others outright quit and are still living here but not working.


We are all so toast. We all are being screwed over big time and next year it's going to get REAL bad.

Dr Wright here out and out retired when Obamacare was passed... Totally walked away from it all... So his partner took me on as a patient...

There is a way around the pain management problem... My Doc sent all my records into the state for review...:rolleyes: I told him he could because I did not want to drive to LR and have to spend a whole day waiting in a clinic... Now based upon the review I can have 3x's the amount I take and they approved even more pain meds for me to take.. I call it the pain med shuffle--go figure... We still stick with my original schedule but this whole situation is ridiculous...
 

moldy

Has No Life - Lives on TB
chronic pain and availability of drs is a huge problem in rural America. Most of our practicioners live in the big city and drive out here to BFE for ER rotations or to help staff the clinic. No pain clinics locally, and mental health care is digustingly minimal. But, because we are not densely populated, that is what we deal with. Things are going to get much much worse over the next few years when all of the details of the ACA are implemented.
 
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