Looks like I have the highest score so far, 24 -- we don't have a peephole on the door; I do answer the door without a weapon in my hand but I always look out a window first to see who's there; I seldom lock the doors on my vehicle (small town!) but can lock them in two seconds flat if I need to; and I sometimes walk with my daughter, who, while not a small child, is mentally handicapped. She looks like an adult, so I'm not sure she's a risk factor that way.
However, we can say, "Oh, half those questions don't apply to us because we live in the country, or a small town," but keep in mind that crime does happen in the country and small towns. Maybe not as much, and maybe most of it is between people who know each other, but there are still risks, and we do need to be aware of them. Some guy walked up to the door of a cousin's daughter a few years ago and started to assault her with a knife in his hand -- her brother happened by and the guy ran, or she would have probably been killed. This was in a very quiet rural area four hours drive from the nearest large city. They suspected the assailant was responsible for another assault about fifty or sixty miles away, also in a very rural area. And we could probably all tell stories like that....
Kathleen