Are you talking about insurance CO-PAYS?
I don't know of any insurance that would not pay for a needed gall bladder removal.
You say $2000 for an INPATIENT removal
How much for the outpatient removal?
Like anything, if you need it, get it and deal with the bills later.
If you think THAT is expensive just investigate what COMPLICATIONS from NOT getting a bad gall bladder removed can cost you.
Here and now, you who crave justice will find it awaiting you at the Cross of Christ. That's WHY God says "Vengence is MINE, I will repay", because you ALREADY HAVE "Justice" you have no right to also seek revenge.