Are you talking about insurance CO-PAYS?
I don't know of any insurance that would not pay for a needed gall bladder removal.
You say $2000 for an INPATIENT removal
How much for the outpatient removal?
Like anything, if you need it, get it and deal with the bills later.
If you think THAT is expensive just investigate what COMPLICATIONS from NOT getting a bad gall bladder removed can cost you.
Mark 10:15 (NIV)15 Truly I tell you, anyone who will not receive the kingdom of God like a little child will never enter it.”
Meaning: You cannot "see" God/understand His Word,Will, and Plan of Salvation except from the VANTAGE POINT of a humble, trusting child which, for adults, means (spiritually, not physically) on your knees in worship, from there God will reveal Himself.