Are you talking about insurance CO-PAYS?
I don't know of any insurance that would not pay for a needed gall bladder removal.
You say $2000 for an INPATIENT removal
How much for the outpatient removal?
Like anything, if you need it, get it and deal with the bills later.
If you think THAT is expensive just investigate what COMPLICATIONS from NOT getting a bad gall bladder removed can cost you.
Why has society degenerated to championing merely "smart" kids/young adults?
What happened to moral, dutiful, industrious, honest, humble, loyal,reverent, respectable, courteous, truthful, courageous, compassionate, considerate, independent, persevering, productive, diligent, responsible, resilient, physically and mentally strong, insightful, rational, self-sacrificing, self-disciplined, sensible and reasoning as well as reasonable?